FAQs

Property Ownership & Legal Guide

  • Foreigners are allowed to own property in Saudi Arabia under specific regulations. Investors must obtain approval from the Ministry of Investment (and relevant authorities). Property ownership is permitted across the country. However, for properties in Makkah and Madinah, ownership is only allowed through a publicly listed joint-stock company.

  • Saudi Arabia imposes a 5% Value Added Tax (VAT) on property purchases. Additionally, there is no tax on residential rental income. Individuals are not subject to real estate income tax, but foreign companies are subject to a 20% corporate income tax.

  • Yes, foreign residents in Saudi Arabia can obtain real estate financing from local banks, provided they have a valid residency permit and an employment contract. Foreign investors are also eligible. However, financing terms and ratios may vary between banks.

    • Legal Protection: Foreign investors enjoy the same legal protections granted to Saudi citizens.

    • Promissory Note (Sund Lel Amr): This legally binding document allows enforcement without litigation. If necessary, it can be submitted to the Enforcement Court, leading to bank account freezing and asset liquidation.

    • Licensed Bank Accounts: Investment funds can be managed through a licensed real estate project bank account to ensure financial security.

    • Certified Receipts: All transactions are documented with certified receipts specifying the transfer details.

    • Clear Investment Contracts: Our company provides well-drafted investment contracts outlining financial obligations, project timelines, and expected returns.

Investment Opportunities & Financing Solutions

  • Yes! With smart financial solutions, you can still own your dream property. Here’s how:

    • Bank Financing: Many banks in Saudi Arabia offer financing covering 30% to 70% of the property’s value.
      Example: If a property is worth $1 million, you may only need to pay $300,000 upfront, while the bank covers the remaining $700,000.

    • Income-Generating Property Financing: If the property can generate rental income, banks may accept it as collateral, helping you repay loan installments.

    • Investment Partnerships: You can partner with an investor or HSN, where we share the cost and returns.

    • Flexible Repayment Plans: Some banks offer monthly or annual payments with repayment terms of up to 25 years.Our team handles everything from advertising and negotiations to legal paperwork, ensuring a seamless selling experience. Trust us to maximize your property’s value while delivering a fast and efficient transaction.

  • At HSN, we go beyond financing and focus on safe, high-return investments through:

    ✔ Property Evaluation: We assess the property’s value and income potential.
    ✔ Property Management: If rented, we manage the property to maintain steady income.
    ✔ Legal Protection: All contracts are legally documented to protect your rights.

  • Real estate in Saudi Arabia is growing rapidly, especially in key cities and economic zones. If you delay your purchase due to financing concerns, you may miss out on valuable investment opportunities. Instead of waiting, consider partial financing to start building your real estate portfolio.

  • Yes! With smart financial solutions, you can still own your dream property. Here’s how:

    • Bank Financing: Many banks in Saudi Arabia offer financing covering 30% to 70% of the property’s value.
      Example: If a property is worth $1 million, you may only need to pay $300,000 upfront, while the bank covers the remaining $700,000.

    • Income-Generating Property Financing: If the property can generate rental income, banks may accept it as collateral, helping you repay loan installments.

    • Investment Partnerships: You can partner with an investor or HSN, where we share the cost and returns.

    • Flexible Repayment Plans: Some banks offer monthly or annual payments with repayment terms of up to 25 years.Our team handles everything from advertising and negotiations to legal paperwork, ensuring a seamless selling experience. Trust us to maximize your property’s value while delivering a fast and efficient transaction.

  • Whether you're a property owner looking for reliable tenants or a tenant searching for the perfect rental, we’ve got you covered.

    Our leasing and rental management services include tenant screening, lease agreements, rent collection, and property maintenance. With HSN, renting becomes a stress-free experience, ensuring that both landlords and tenants enjoy a smooth and secure rental process.

  • Finding the perfect property in Madinah requires expert insight. At HSN, we help investors and homebuyers make strategic decisions when purchasing residential and commercial properties.

    Our team provides market analysis, legal support, and financial guidance, ensuring that you invest in high-value assets with maximum return potential. Whether you're looking for a family home, retail space, or long-term investment, we simplify the process for you.